Speak with a licensed insurance agent · TTY 711 Mon–Fri 10:00 AM – 5:00 PM
CUPS Insurance is a new agency; Sarah is not a new agent. Licensed since 2009, across eight product lines with one person who knows them all — and who checks your doctors and prescriptions before you decide.
For people turning 65 or already on Medicare — and for anyone whose plan changed underneath them.
Part C plans that bundle your hospital, medical and usually drug coverage into one plan.
Who this is for: You are on Medicare or turning 65 in the next few months, you want one plan that covers most things, and you want someone to confirm your own doctors and prescriptions before you sign anything.
Plans that pay the gaps Original Medicare leaves behind, so you can use any doctor who accepts Medicare.
Who this is for: You want predictable costs and the freedom to see any doctor who takes Medicare without worrying about networks or referrals — and you would rather pay a steady monthly premium than face open-ended 20% coinsurance.
Standalone prescription coverage, matched to the drugs you actually take at the pharmacy you actually use.
Who this is for: You are on Original Medicare or a Medigap plan and need drug coverage, you take regular medications, or you take none and want to avoid a permanent penalty later.
For people buying their own coverage, and for closing the gaps a medical plan leaves behind.
Individual and family health insurance solutions through the Marketplace, with the tax credit applied properly.
Who this is for: You buy your own coverage: self-employed, an early retiree bridging to 65, between jobs, turning 26, or a family without an employer plan.
Temporary coverage for a defined gap — with its limits explained honestly before you buy.
Who this is for: You have a genuinely short, defined gap in coverage — a start date already on the calendar — and you have confirmed that no Special Enrollment Period is open to you.
Standalone coverage for the three things Original Medicare almost entirely leaves out.
Who this is for: You are on Medicare, or coming up on it, and you want coverage for routine dental, vision or hearing care, or for dental work you already know is coming.
Cash paid directly to you for a covered hospital stay — designed to absorb the copays a plan leaves behind.
Who this is for: You are on a Medicare Advantage plan with meaningful daily hospital copays, or a high-deductible health plan, and a hospital stay would put real pressure on your household budget.
Cash benefits for injuries, emergency room visits and the follow-up care that comes after.
Who this is for: You have an active household or a high-deductible plan, and an unexpected emergency room visit would be a genuine financial problem rather than an inconvenience.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 72 products in your area. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options.
Nothing. Carriers pay a commission when a plan is issued, and that commission is already built into the plan price whether you use an agent or not.
Buying the same plan on your own does not make it cheaper — it just means nobody checked your doctors and prescriptions first, and nobody picks up the phone in March when something goes wrong.
No, and no agency does. We are independent, which means we compare across the carriers listed on this site rather than representing a single one — but that is not the same as offering every plan on the market.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 72 products in your area. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options.
Sarah Wood Rodriquez, licensed since 2009 — over 17 years — and licensed in Utah, Arizona, Idaho. NPN 14943086.
The person who answers the phone is the person who reviews your plan. There is no call center and no handing you between departments.
Call Sarah, a licensed insurance agent, at 435-292-8777 (TTY 711) or book a call. The first conversation usually runs twenty to thirty minutes and there is nothing to sign.
Bring your prescription list and your doctors’ names — with those, the comparison can be a real one rather than a generic one.
She stays your agent. If a prescription moves tier, a doctor leaves the network, or a letter arrives that makes no sense, you call the same number and speak to the same person.
Every autumn your plan gets reviewed before Open Enrollment, because plans change even when your health does not. On our services that matters as much as the original enrollment.
No. Most conversations happen by phone or video, which is faster for most people. If you would rather meet face to face, the office is at 3293 Harrison Blvd #213, Ogden — by appointment only, so call before you come.
Hours are 10:00 AM – 5:00 PM, Monday to Friday.
Yes. The whole site is available in Spanish and English, and appointments, paperwork and follow-up can be handled in Spanish from start to finish.
If you would rather talk in Spanish, say so when you call Sarah, a licensed insurance agent, at 435-292-8777 (TTY 711) and it is handled that way from the first conversation.
The calculators on this site run entirely in your browser — nothing you type is sent anywhere, including to us.
If you contact us, your details are used only to help with your coverage. We do not sell or share your information with third parties for marketing.
A real conversation with a licensed agent who will check your doctors and prescriptions before you decide — and answer the phone all year after that.
Office hours: 10:00 AM – 5:00 PM · Ogden, Utah · NPN 14943086
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